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Why Is Interest So Needlessly Complicated?

A screenshot of a Bank of America webpage titled 'Learn About Mortgages' shows a couple holding hands and looking out a large circular window. The page explains the difference between APR and interest rate, noting that APR includes fees while the interest rate does not. The text is overlaid on the image, which is a stock photo of a happy couple in a modern home, creating a contrast between the idealized dream of homeownership and the complex financial reality of mortgage costs.

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A screenshot of a Bank of America webpage titled 'Learn About Mortgages' shows a couple holding hands and looking out a… — Why Is Interest So Needlessly Complicated?

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2025-03-03 19:46:40

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